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Monday, March 23, 2015

Save over $400 a month by dropping these 7 money draining habits {frugal living, get out of debt}

Save over $400 a month by dropping these 7 money draining habits {fugal living, get out of debt} #frugalliving #getoutofdebt #savemoney #money #debt


Are you trying to get out of debit? Saving up for a wedding? A new baby? A vacation? An emergency fund? Your very own Batmobile? Well check out these 7 money draining habits to kick to the curb so you can reach your financial goal FASTER!


1. Going out to eat. "Ugh, I've had a rough day. I don't wanna cook anything. Let's just go out." "Billy got an A+ on his test! Let's go out for pizza!" "It's our sixth month anniversary! Let's go for sushi!" Sound familiar? People will look for any excuse to avoid cooking - and who am I to judge? It's easier and often times just plain delicious, but dining out here and there can really start to add up. Even if you go out to eat just once a week alone, that can add up to be about $40 or more at the end of the month.

2. Going to the cinema. There's really no need to rush to the theater to see every single big flick that come through, because guess what? It's going to be in the Redbox in just a few short months anyway! So be patient and you'll be able to enjoy that blockbuster in the comfort of your own home in no time!

3. Fancy coffee drinks. There's nothing like a yummy mocha in the morning or a frappuccino on the way home from work but the cost of those drinks really add up at the end of the month. If you buy a specialty coffee everyone morning before work, five days a weeks, that can add up to be about $60 a month... that's $720 a year! Woah! Instead of buying, try brewing your own coffee at home, jazz it up with some tasty flavored creamer and take it along with you in a travel mug.

4. Smoking. Not only will quitting save you tons of money a month, it'll save you thousands in the long run! AND it's a very good thing to do for yourself. If you smoke a pack a day at $7 a pack every day for a month that equals to $210 a month... $2,520 A YEAR!

5. Buying DVDs, Books and video/computer games. There are ways to get your film, reading and gaming fix without spending a dime. Instead of buying, borrow these items from the library or friends and family.

6. Professional haircuts and coloring. Looking great makes us feel great but it comes at a price. Well, it doesn't have to come at a price. Instead of spending $50 a month on haircuts, stylings and colorings, try having an experienced friend do it or do it yourself. Haircuts  are tricky but dying your own hair at home is easier than you think!

7. Experimenting with beauty products. "There's a new shampoo at Target that'll make your hair grow six inches in a week!" "There's a new aftershave that'll make my husband smell like cinnamon rolls!" Ok, I'm not sure if these products exist, but they sound great. We're always so tempted to buy them ASAP because they sound SO wonderful and promising, but these seemingly harmless purchases on new makeup, shampoos, lotions and perfumes every month can really add up as well! It's best to just stick with what you have for now and experiment later.





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Quirky Bohemian Mama

15 comments:

  1. Oh God you got me, I am so guilty of 1,3 and 6! Thank God I at least quit smoking otherwise I really would be broke here in Australia!
    Thanks for sharing these tips, they reminded me of that I am trying to save money too.

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  2. For 5 and 6: I ready so so so much and so I either get books out at the library or I buy used book on Amazon. So so many books on Amazon you can get used for ONE PENNY and then 3.99 shipping. It's so great! And then I check out used book stores, thrift stores, etc. I've actually found so many "hidden gem" books that I'd never even heard of that way. And as for hair, I started coloring my hair myself too to save money. For haircuts I still go get those done but at the Hair Cuttery. I opt out of a blow dry so it's only 15$ before tip!

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  3. I already practice a lot of these and our money goes so much further. People think we make a lot of money.

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  4. Ugh, GUILTY of like every one of these (except smoking). As if life in new york wasn't expensive enough.

    xoxo, Elena Michelle
    www.anewyorkloveaffair.com

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  5. This is a great list. Sometimes you don't realize how much money you spend on non-necessities until you start eliminating them, and, believe me, it is not easy.

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  6. I'm happy to say that I don't do many of these things, so I feel like I should be rich! Sadly, I'm not, but oh well. I don't smoke, and I've never been much of a coffee drinker, so luckily those two things don't drain my account. I only get my hair cut once a year (hello split ends) and I'm not big on experimenting with beauty products (I did just get a subscription to ipsy though, so that should save the money I could have spent on experimenting, right?). My boyfriend and I do enjoy a movie every now and then though. We usually go on Tuesdays because that's $5 movie day. Bargain!

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  7. I know I should cut out eating out to one time a month but it's so delicious! It does cost us $20+ every time though

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  8. These are really great tips, some harder than others for me! :-)
    I would love for you to share this over at my new link party Making Memories Mondays going on now :-)
    Cathy@threekidsandafish{dot}com

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  9. Great tips! I need to work on the going out to eat one. We don't go nearly as often as we used to, but I would like to limit it to once a month. It feels like a treat that way. :)

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  10. Great list! I don't do any of these, and it definitely helps to keep my monthly expenses low! :]

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  11. I'm usually pretty good about avoiding most of these but this month I've been eating out wayyyy too much. Thanks for the reminder!

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  12. Yep, I skip all of these :D Saves loads so I can get by when the going is tough. And now that I'm used to it, I can use those funds on a goodie or two, guilt-free.

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  13. Hi, I really like your post. Everyone (especially husbands) love frugal. Thank you for coming to the Inspire Me Monday Linky Party on Monday. I'm Janice, one of your hostesses. Write now you're in contention for most inspirational. Check back tomorrow to http://mycurrentnewsblog.com to see if you won.
    Janice

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  14. Coffee is definitely my weakness. I just love buying it even though I know it's a waste of money! Great post Thanks for stopping by MeetUp Monday! Hope to see you again tomorrow! http://www.thequinntessentialmommy.com/meetup-monday-link-party-12/

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  15. I'm guilty of a lot of these! As a librarian, I love that you mentioned saving money by borrowing items. Thanks for sharing at the #HomeMattersParty :)

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